PERSONAL SAVINGS AND MONEY MARKET ACCOUNTS
Invest in peace of mind through our secure CD and IRA savings options.
PERSONAL SAVINGS AND MONEY MARKET ACCOUNTS
Discover the various types of Personal Savings accounts we provide below.
Personal Card Statement
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Regular Savings
No minimum daily balance requirement
Minimum to Open
N/A
Interest
Variable **
Minimum Daily balance
None
Monthly Maintenance Fee*
None No need to maintain Minimum Balance
Transaction Limits
Limited to six per month. Transfers from savings to another account are also limited to six.
Transaction Fees
$.50 for each debit over 6
Additional Features
ATM Card Available
Safari Savers
Our fun savings program for kids 12 and under.
Minimum to Open
N/A
Interest
Variable **
Minimum Daily balance
None
Monthly Maintenance Fee*
None No need to maintain Minimum Balance
Transaction Limits
Limited to six per month. Transfers from savings to another account are also limited to six.
Transaction Fees
$.50 for each debit over 6
Additional Features
Receive a prize with each deposit
Money Market Investment
High Yield interest with check writing capabilities
Minimum to Open
$2500.00
Interest
Variable **
Minimum Daily balance
$2500.00
Monthly Maintenance Fee*
$7.50 If Minimum Balance above is not maintained
Transaction Limits
Limited to six per month
Transaction Fees
$1.00 charge on all debits over 6.
Additional Features
Check Images are returned
** - Refer to Rates Tab for specific rates.
* - The monthly maintenance fee on your account will be increased by $3.00 if you continue to get paper statements. For example, if your account currently doesn’t have a maintenance fee, you will incur a monthly maintenance fee of $3.00, or if your account currently has a $5.00 maintenance fee, your fee will increase by $3.00 to $8.00, unless you agree to change to electronic statements.
Electronic statements can be viewed through GreatAmerica Bank’s online banking, please login to your account to sign up for this service.
CERTIFICATES OF DEPOSIT (CDs)
Certificates of Deposit are time deposits that typically earn a higher rate of interest for a specified period of time. If you do not have an immediate usage for excess funds this may be a savings option you may want to consider further.
Let our personal banker help you determine the right term for your needs. Contact us at 319-373-5400.
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Individual Retirement Accounts are an excellent way to save money for retirement. GreatAmerica offers you IRA options to make savings for your future possible.
- Traditional IRAs
- Roth IRAs
Please consult a tax professional for specifics on deductibility and eligibility. Contact a personal banker at 319-373-5400