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Business Checking Accounts

Designed to keep your business finances organized and efficient.

Business Checking Accounts Suited to Your Needs

Great America offers a variety of business checking account options to fit the needs of your business.

Compare checking accounts

Discover the various types of Business Checking accounts we provide below.

Contact our staff at 319-373-5400 for help choosing the best option for your business.

Limited Business Checking

Cost effective account for business with limited checking activity.

Minimum to Open

$100

Interest Earned

No

Earnings Credit Index

N/A

Daily balance to avoid monthly maintenance fee

$500

Monthly Maintenance Fee @ *

$5.00

# of Free Transactions

50

Transaction Fees @

$.10 for excess of 50

Deposit/Credit Charge @

Free

Items Deposited On Us

Free

All Others @

$.20 after 500

Returned Deposited Items @

$10.00

Basic Business Checking

Standard Business Account for businesses with a moderate amount of transactions. Available in interest bearing for sole proprietorships and nonprofits.

Minimum to Open

$100

Interest Earned

Variable rate paid to sole proprietorships and nonprofits

Earnings Credit Index

N/A

Daily balance to avoid monthly maintenance fee

$1500

Monthly Maintenance Fee @ *

$5.00

# of Free Transactions

30

Transaction Fees @

$.18 for excess of 30

Deposit/Credit Charge @

Free

Items Deposited On Us

Free

All Others @

$.18 after 30 Free

Returned Deposited Items @

$10.00

Regular Business Checking

Ideal business account that offers options to reduce or eliminate any service charges with earnings credits.

Minimum to Open

$1000

Interest Earned

No

Earnings Credit Index

Variable-Earn Credit to offset service and transaction fees

Daily balance to avoid monthly maintenance fee

NA

Monthly Maintenance Fee @ *

$10.00

# of Free Transactions

0

Transaction Fees @

$.15

Deposit/Credit Charge @

Free

Items Deposited On Us

Free

All Others @

$.07

Returned Deposited Items @

$10.00

Business Cash Investment Account

Business accounts that feature an earnings credit and up to 50 Free debits and deposited items.

Minimum to Open

$1000

Interest Earned

No

Earnings Credit Index

Variable-Earn Credit to offset service and transaction fees

Daily balance to avoid monthly maintenance fee

None

Monthly Maintenance Fee @ *

$10.00

# of Free Transactions

50

Transaction Fees @

$.15 in excess of 50

Deposit/Credit Charge @

Free

Items Deposited On Us

Free

All Others @

$.07

Returned Deposited Items @

$10.00

@ - Plus applicable sales tax.

*The monthly maintenance fee on your account will be increased by $3.00 if you continue to get paper statements. 

For example, if your account currently doesn’t have a maintenance fee, you will incur a monthly maintenance fee of $3.00, or if your account currently has a $5.00 maintenance fee, your fee will increase by $3.00 to $8.00, unless you agree to change to electronic statements. 

Electronic statements can be viewed through Great America online banking, please log into you account to sign up for this service.

Connect with Our Banking Team

Connect with Our Banking Team

Our innovative, solution-oriented team members are excited to help bring your financial vision to life. Click below to schedule an appointment or call us at 319-373-5400 for assistance.

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