Business Checking Accounts
Designed to keep your business finances organized and efficient.
Business Checking Accounts Suited to Your Needs
Great America offers a variety of business checking account options to fit the needs of your business.
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Compare checking accounts
Discover the various types of Business Checking accounts we provide below.
Contact our staff at 319-373-5400 for help choosing the best option for your business.
Limited Business Checking
Cost effective account for business with limited checking activity.
Minimum to Open
$100
Interest Earned
No
Earnings Credit Index
N/A
Daily balance to avoid monthly maintenance fee
$500
Monthly Maintenance Fee @ *
$5.00
# of Free Transactions
50
Transaction Fees @
$.10 for excess of 50
Deposit/Credit Charge @
Free
Items Deposited On Us
Free
All Others @
$.20 after 500
Returned Deposited Items @
$10.00
Basic Business Checking
Standard Business Account for businesses with a moderate amount of transactions. Available in interest bearing for sole proprietorships and nonprofits.
Minimum to Open
$100
Interest Earned
Variable rate paid to sole proprietorships and nonprofits
Earnings Credit Index
N/A
Daily balance to avoid monthly maintenance fee
$1500
Monthly Maintenance Fee @ *
$5.00
# of Free Transactions
30
Transaction Fees @
$.18 for excess of 30
Deposit/Credit Charge @
Free
Items Deposited On Us
Free
All Others @
$.18 after 30 Free
Returned Deposited Items @
$10.00
Regular Business Checking
Ideal business account that offers options to reduce or eliminate any service charges with earnings credits.
Minimum to Open
$1000
Interest Earned
No
Earnings Credit Index
Variable-Earn Credit to offset service and transaction fees
Daily balance to avoid monthly maintenance fee
NA
Monthly Maintenance Fee @ *
$10.00
# of Free Transactions
0
Transaction Fees @
$.15
Deposit/Credit Charge @
Free
Items Deposited On Us
Free
All Others @
$.07
Returned Deposited Items @
$10.00
Business Cash Investment Account
Business accounts that feature an earnings credit and up to 50 Free debits and deposited items.
Minimum to Open
$1000
Interest Earned
No
Earnings Credit Index
Variable-Earn Credit to offset service and transaction fees
Daily balance to avoid monthly maintenance fee
None
Monthly Maintenance Fee @ *
$10.00
# of Free Transactions
50
Transaction Fees @
$.15 in excess of 50
Deposit/Credit Charge @
Free
Items Deposited On Us
Free
All Others @
$.07
Returned Deposited Items @
$10.00
@ - Plus applicable sales tax.
*The monthly maintenance fee on your account will be increased by $3.00 if you continue to get paper statements.
For example, if your account currently doesn’t have a maintenance fee, you will incur a monthly maintenance fee of $3.00, or if your account currently has a $5.00 maintenance fee, your fee will increase by $3.00 to $8.00, unless you agree to change to electronic statements.
Electronic statements can be viewed through Great America online banking, please log into you account to sign up for this service.
Connect with Our Banking Team
Connect with Our Banking Team
Our innovative, solution-oriented team members are excited to help bring your financial vision to life. Click below to schedule an appointment or call us at 319-373-5400 for assistance.