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FDIC FDIC-Insured – Backed by the full faith and credit of the U.S.Government
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Personal Checking Accounts

Get the flexibility you deserve. Choose a checking account to meet you where you are in your journey

Personal Checking Accounts Suited to Your Needs

GreatAmerica conveniently offers a variety of Personal Checking accounts to fit in with your lifestyle. All of our checking account options come standard with the friendly, personal service.

Personal checking accounts include:

  • Free Online Banking
  • Free Online Bill payment
  • Shazam ATM cards
  • Mastercard® Debit cards
  • Free Mobile Banking 1
  • Visa® Credit Cards available 2
  1. 1 - Message and data rates may apply.
  2. 2 - Subject to credit approval.

Masters Club Account include:

  • Free Money Orders
  • Free ATM Card
  • Free custom Wallet checks (up to 4 boxes per year)

Personal Card Statement

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Compare checking accounts

Discover the various types of Personal Checking accounts we provide below.

Message and data rates may apply. | Subject to credit approval

Basic Checking

No minimum daily balance requirements and no monthly maintenance fees.

Minimum to Open

N/A

Interest

N/A

Minimum Daily balance

$0

Transaction Fees @

25 Free debits per month.
$.10 for each debit over 25

Check Card Fees @

$.10 for each Debit Card transaction

Additional Features

Convenient Check Safekeeping

Regular Checking

Low minimum daily balance requirements and check images are returned to you.

Minimum to Open

N/A

Interest

N/A

Minimum Daily balance

$500

Monthly Maintenance Fee* @

$5

Transaction Fees @

30 Free debits per month.
$.10 for each debit over 30

Check Card Fees @

$.10 for each Debit Card
transaction after 30 free
(credits not included)

Additional Features

Check Images are returned

Club Checking

Complimentary wallet checks and unlimited transactions.

Minimum to Open

N/A

Interest

N/A

Minimum Daily balance

$0

Monthly Maintenance Fee* @

$6

Transaction Fees @

None

Check Card Fees @

None

Additional Features

Complimentary Custom Wallet Checks**

Complimentary ATM Card

Masters Club Checking

For our customers 55 and over.

Minimum to Open

$100

Interest

N/A

Minimum Daily balance

$0

Monthly Maintenance Fee* @

$0

Transaction Fees @

None

Check Card Fees @

None

Additional Features

Free custom wallet checks** Check images are returned

Now Checking

Interest earning and low minimum daily balance requirements

Minimum to Open

$500

Interest

Variable#

Minimum Daily balance

$500

Monthly Maintenance Fee* @

$5

Transaction Fees @

$.15 for each debit if minimum daily balance is not maintained

Check Card Fees @

$.15 for each Debit Card transaction if minimum balance is not maintained

Additional Features

Check images are returned

ATM Cards, Debit Cards, and Safety Check Protection available on all accounts.

@ - Plus applicable sales tax.

** - Standard Design checks are available for free on accounts that offer free checks.  A $5.00 credit can be applied toward a design of your choice.

# - Refer to rates tab for specific rates.

* - The monthly maintenance fee on your account will be increased by $3.00 if you continue to get paper statements.  For example, if your account currently doesn’t have a maintenance fee, you will incur a monthly maintenance fee of $3.00, or if your account currently has a $5.00 maintenance fee, your fee will increase by $3.00 to $8.00, unless you agree to change to electronic statements.

Electronic statements can be viewed through GreatAmerica Bank’s online banking, please login to your account to sign up for this service.

mobile

* Screen images simulated

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